When mounting debts become overwhelming, it may be time to consider bankruptcy. Bankruptcy laws are very complex and filing can be tricky. You need the experience of an attorney who understands the law and has been through the filing process. Diane Gonzalez has served the Fort Myers, Naples, Bonita Springs and surrounding areas for over 25 years, representing numerous clients in bankruptcy court. When dealing with your financial future, expert and sound advice is needed from a quality attorney.
Why Bankruptcy?
Sometimes, life will hand you some very difficult situations. Major life events like the death of a spouse, a divorce, the loss of a job, or a long-term medical emergency can alter one’s financial situation very quickly. Any of these events can have a dramatic impact on a family. Missed payments, calls from collection agents, and more are the direct result of a life-changing circumstance. When it feels like there is no other way out, bankruptcy may be the best option. It can give a person or family the clean financial slate that it needs to continue onward. Consult with Diane Gonzalez to determine what the best course of action is your case.
Chapter 7 Versus Chapter 13 Bankruptcy
Each financial situation is different and an attorney such as Diane Gonzalez can determine whether to file a Chapter 7, which is liquidation, or a Chapter 13, which is personal reorganization, bankruptcy. Filing Chapter 7 eliminates all medical bills, credit card bills, and any other unsecured debts. Due to Florida law, most clients who file Chapter 7 are able to keep things like their home, vehicles, and other property. A Chapter 13 filing is different. It allows a client to enter into an agreement to repay creditors. The agreement is usually a three- or five-year plan that substantially lowers a client’s monthly bills and erases all unsecured debt when the plan is completed. Preventing a car repossession are a home foreclosure is also possible as long as monthly payments are made regularly.
What Filing Bankruptcy Can Do For You
If you are in Fort Myers or Naples, FL and are faced with large amounts of debt and see no end in sight, consider a consultation with Diane Gonzalez, an experienced Fort Myers bankruptcy lawyer. Should filing be in your best interests, you can eliminate harassing phone calls from creditors and collection agencies. It is possible to stop foreclosure proceedings and losing your home. If creditors have taken action against you and are garnishing your wages, filing can stop it. Continuing on in dire financial circumstances is very stressful as well. Imagine eliminating your debt and not worrying about losing a home. The law office of Diane Gonzalez can help you manage your debt and determine what is best for you.
Offering the Best Bankruptcy Options for Clients in Fort Myers, Bonita Springs and Naples
Diane Gonzalez gives potential clients many options. There are three locations to meet the needs of the area and her offices can help Spanish, French, and Portuguese-speaking clientele. Give us a call today and let us help you get through your bankruptcy and move on with your life!
Call an experienced Fort Myers bankruptcy lawyer today at (239) 948-8655, or fill out the contact form on our website and we will respond to your bankruptcy inquiries.
